I do need lights, and here's why:
Because my town's insurance company requires them.
Two points I would draw from this:
1. Blanket statements about "not needing" lights are idiotic;
2. Insurance companies make their livings by judging risk, and have apparently in at least this case decided that the risk of not having the lights outweighs the risk of having them.
Because my town's insurance company requires them.
Two points I would draw from this:
1. Blanket statements about "not needing" lights are idiotic;
2. Insurance companies make their livings by judging risk, and have apparently in at least this case decided that the risk of not having the lights outweighs the risk of having them.
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